New York Medicare Enrollment Assistance
Medicare enrollment assistance is key to getting set up with Medicare smoothly. Medicare Resource Group guides you through how to apply for Medicare, whether by mail, in person, or online. It's crucial to avoid penalties by enrolling at the right time. You can sign up without penalty three months before your 65th birthday, during your birthday month, or up to three months after. Remember, if you apply after your 65th birthday, coverage the following month isn't sure. Whether you live in New Jersey, Connecticut or New York, our Medicare enrollment assistance is available to help you meet important deadlines.
What Our Medicare Enrollment Assistance Includes
When you get Medicare enrollment assistance from us, we will explain all four parts of Medicare. Together, Parts A and B make up Original Medicare (provided by the Federal Government)
*You can apply for retirement benefits online as well!
When do I apply without penalty?
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Three months before your 65th birthday
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The month of your 65th birthday
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Three months after your 65th birthday*
*If you apply after your birthday you're not guaranteed coverage the following month.
Four Parts of Medicare
Together, Parts A and B make up Original Medicare (provided by the Federal Government)
A
Part A
Hospital Insurance
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Covers inpatient care in hospitals and rehabilitation facilities, skilled nursing facilities and home health care
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Most people won't pay a premium for Part A
C
Part C
Medicare Advantage Plan
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Covers Medicare Parts A and B, and often Part D, plus it may offer other benefits
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You may pay a monthly premium to a private plan, and you continue to pay a premium to the federal government for Part B
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Caps your out-of-pocket spending to protect your finances
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Some plans require you to see network doctors or specialists - not all plans.
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Part C plans offer additional coverage such as dental, vision, and, hearing benefits.
B
Part B
Medical Insurance
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Covers doctors' services, hospital outpatient care, ambulance services, home health care and, preventive services
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You Pay Part B premiums based on your income. The government will notify you, and it's taken from your Social Security check.
D
Part D
Medicare Prescription Drug Plan
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Only covers prescription drugs
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You may pay a monthly premium to a private plan
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A Part D plan can be purchased separately to go with Orginal Medicare
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Often included in a Medicare Advantage Plan
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Provides prescription coverage for your medications. Involving monthly premiums, deductibles, and co-payments.
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4 Stages to All Drug Plans: Deductible, Initial Coverage Stage, Gap Coverage (donut hole), Catastrophic Coverage
Options for Medicare
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Medicare Advantage Plans
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Often referred to as a "C" plan covering hospitals, doctors, and prescription drugs and often includes dental, vision, and hearing benefits as well
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HMO or PPO plans HMO’s require you to see network doctors, PPO’s do not require network doctors, and you can see any doctor who accepts Medicare in the USA
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Supplement Plans
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You need to purchase a standalone drug plan
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G & N plans work with Original Medicare - very limited co-payments
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F plan is only available if you are grandfathered in. This would happen if you turned 65 before 12/31/2019
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​We also offer Medicare plan annual reviews to ensure your plan matches your current needs. Similarly, our Medicare educational resources give you a deeper understanding of all things Medicare. Our help gives you confidence in your Medicare choices without pressure.
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Schedule a Medicare Enrollment Assistance Appointment
We are here to help you sort out your Medicare needs. Do not navigate this alone; let a Medicare insurance advisor guide you. Make sure you are fully covered without any hiccups. To learn more and get started, simply contact us. We are here to simplify your Medicare enrollment.